Buying real estate

It has a lot of factors that influence the decision whether it is for your family better to buy a house or apartment.

Consider what kind of housing space really need to:

• house (old or new, with one or more housing units)
• flat (in the center or outside the city, new building or renovating housing for)
• building plot (for the construction of family houses or houses with a few apartments for family)

Often family in the wrong time decides to buy a bigger apartment. When children have finished growing and schooling may not be the best solution instead three rooms in which they lived 20 years five rooms buy a flat. To assume that the adult children in the near future establish your own family and moving out of parents. In this case, you will remain alone in the flat too, with big overheads costs. Replacement for less with charge or selling your big flat and buying a smaller in the same quart can take. Think!

When buying a new apartment for cash, it may not be the only advantage of the fact that this is a new building, although you quadrature and number of rooms are not the best solution. Perhaps it is wiser to take a decision and buy a larger flat quadrature by lower cost, even when the necessary adaptation. Is much easier to renovate an apartment later than ga replaced by 20 large squares (when understand that you still need 3 bedrooms and room).

Important!

• In the decision, it is very important that you have just started working or are before pension?
• Are your children just started to go to school or end study?
• Is there close to you all that you need every day, such as schools, public transportation, your job, health care centers?
• How much time you spend every day on the job of transport to the house?

The financial side

• How can pay in cash and where you can get credit if you do not have enough funds?
• Are you willing to 30 years separate the high amount of loans war?
• How will it affect your standard and the standard of the whole family?
• Long-term waiver has a high price.

Legal side

Perhaps you need a lawyer or a specialist for the transfer of property to have views and explain the legal documentation. Well check all documents related to real estate by buying. At purchase of building plots mandatory check the possibility of building? Maybe there are no restrictions on the use of land affecting the owner, such as the prohibition of construction and installation of passing through parcels. At buy houses or apartment does not forget to check whether there are any existing facility location, and building usage permit. Is there cargo on the property? More owners?

Satisfaction with housing

Check what's the neighbourhood. Visit the area per day and by night. First impressions with such decisions can be very important. Accept objections of members of your family. Maybe they see something that you may later oppose.

Enquire in the municipality, (if you are buying a building plot) eg.:

• Plans to whether the future of the area highways, landfills, commercial center, etc?
• Is this plot trend flooding?
• Please check in the registry for the protection of the environment whether it is polluted land!
• Is the plot filling?
• Squash the water from the neighboring lands?
• What is the stability of soil?
• Is there any limit for the enclosure?

The quality of the facility

• Check the quality of construction.
• Invite a technical consultant to review the house.
• Check there are white ants.
• Is the facility in accordance with building regulations?
• Is the upgrade occurred without any permit, for example, garage or another floor?
• Are there for the entire existing facility with all the necessary permits?
• Are they in compliance with building regulations?
• Check it!

Conctract about buying and selling

For this you will need the help of attorneys or experts for the transfer of property. Purchase contract must be in writing to be legally valid. May details of the sales contract if you can come to be important disagreements. Good intention seller and buyer at the end may not be a guarantee that everything will be agreed within and by the end conducted. Be careful

Period cooling

Before you sign a contract consider some time. This decision should not be hurry. It is important to be completely sure that you are in the real estate really like and that you really match.

The deposit

About deposit can negotiate, but usually it is 10% of the purchase price.

When well consider all these factors, a small chance that you'll mistake in the choice of real estate by buying.

We hope that we have at least a little help.

Written text: Mirjana Mikuliæ
Source: www.eurovila.hr